Why choose a DR Conseils prevention mutual?
By joining one of our prevention mutuals, you gain access to our team of experts in accident prevention, compensation, and occupational illness management. Thanks to their expertise, the premiums for all our mutual members have seen significant reductions compared to the average Quebec unit rate over the years.
All members of DR Conseils’ mutuals are proactive about occupational health and safety, which is why they choose to join our mutuals. Each member’s contribution rate impacts that of the mutual, making it in their best interest to actively contribute to our shared success.
Leveraging the collective power of our mutuals, DR Conseils is able to offer rates that reward the efforts and commitment of its members.
For retrospective companies
The CNESST applies a specific method to determine the contribution amounts for companies paying approximately $325,000 or more in annual contributions: the retrospective plan.
While these companies are ineligible to join a mutual insurance plan, alternative strategies are available to help reduce their costs. DR Conseils offers comprehensive services to assist in managing and minimizing these costs.
DR Conseils’ mutuals offer comprehensive OHS-related services:
- Prevention
- Claims management
- Medical expertise
- Challenges and representations before various CNESST bodies
What is a prevention mutual?
A prevention mutual is an insurance product designed for SMEs, offered by the CNESST since 1998. It is a voluntary association of employers dedicated to the prevention, rehabilitation and the return-to-work process following occupational injuries. Through a mutual’s collective volume, the CNESST allows members to access rates that reflect their efforts, significantly enhancing the level of personalization. Members of DR Conseils’ mutuals also benefit from a defense fund that covers all costs related to medical expertise, litigation, and representation.
